/* ============================================================
   storeaccounts.co.za — design system
   Editorial fintech guide · full-bleed · Fraunces + Inter
   ============================================================ */

:root{
  /* palette — light (warm paper + emerald "approved") */
  --bg:#F6F5F0;
  --surface:#FFFFFF;
  --surface-2:#FBFAF6;
  --ink:#13221C;
  --ink-2:#2C3A33;
  --muted:#5E6B63;
  --faint:#8A968E;
  --line:#E6E2D7;
  --line-2:#EFEDE5;

  --accent:#0E7C58;         /* deep emerald */
  --accent-deep:#0A5A41;
  --accent-press:#084A36;
  --accent-soft:#E4F1EA;
  --accent-ring:rgba(14,124,88,.32);

  --gold:#B5822A;           /* warm secondary highlight */
  --gold-soft:#F6ECD7;

  --hero-1:#0A3A2C;
  --hero-2:#0E5C42;
  --hero-3:#12805C;

  --good:#0E7C58;
  --warn:#B5822A;
  --hard:#B0503A;

  --shadow-sm:0 1px 2px rgba(19,34,28,.06),0 2px 6px rgba(19,34,28,.05);
  --shadow-md:0 8px 24px rgba(19,34,28,.09),0 2px 8px rgba(19,34,28,.05);
  --shadow-lg:0 24px 60px rgba(10,58,44,.18),0 6px 18px rgba(19,34,28,.08);

  --wrap:1280px;
  --wrap-wide:1460px;
  --pad:clamp(20px,5vw,56px);
  --radius:18px;
  --radius-sm:12px;

  --display:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
}

@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0E1512;
    --surface:#151F1A;
    --surface-2:#111A16;
    --ink:#ECF1ED;
    --ink-2:#C4D0C8;
    --muted:#9DAAA1;
    --faint:#75837A;
    --line:#243029;
    --line-2:#1C2620;
    --accent:#2BAE82;
    --accent-deep:#1F8E68;
    --accent-press:#57C79E;
    --accent-soft:#132A20;
    --accent-ring:rgba(43,174,130,.4);
    --gold:#D8AA55;
    --gold-soft:#2A2416;
    --shadow-sm:0 1px 2px rgba(0,0,0,.4);
    --shadow-md:0 10px 30px rgba(0,0,0,.5);
    --shadow-lg:0 26px 64px rgba(0,0,0,.6);
  }
}
:root[data-theme="dark"]{
  --bg:#0E1512;--surface:#151F1A;--surface-2:#111A16;
  --ink:#ECF1ED;--ink-2:#C4D0C8;--muted:#9DAAA1;--faint:#75837A;
  --line:#243029;--line-2:#1C2620;
  --accent:#2BAE82;--accent-deep:#1F8E68;--accent-press:#57C79E;
  --accent-soft:#132A20;--accent-ring:rgba(43,174,130,.4);
  --gold:#D8AA55;--gold-soft:#2A2416;
  --shadow-sm:0 1px 2px rgba(0,0,0,.4);
  --shadow-md:0 10px 30px rgba(0,0,0,.5);
  --shadow-lg:0 26px 64px rgba(0,0,0,.6);
}

/* ---------- reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:var(--sans);font-size:17px;line-height:1.62;
  font-feature-settings:"cv05","ss01";
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:var(--accent-deep);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.08;
  letter-spacing:-.015em;text-wrap:balance;margin:0}
p{margin:0 0 1em}
:focus-visible{outline:3px solid var(--accent-ring);outline-offset:2px;border-radius:6px}

/* ---------- layout ---------- */
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--pad);width:100%}
.wrap.wide{max-width:var(--wrap-wide)}
.section{padding-block:clamp(48px,7vw,104px)}
.section.tight{padding-block:clamp(36px,4.5vw,64px)}
.bleed{width:100%}
.bg-soft{background:var(--surface-2)}
.bg-accent-soft{background:var(--accent-soft)}
.eyebrow{font-family:var(--sans);font-weight:600;font-size:.8rem;
  letter-spacing:.16em;text-transform:uppercase;color:var(--accent-deep)}
.center{text-align:center}
.center .lede{margin-inline:auto}
.lede{font-size:clamp(1.06rem,1.7vw,1.28rem);color:var(--muted);max-width:64ch;line-height:1.55}
.section-head{max-width:60ch;margin-bottom:clamp(28px,3.5vw,48px)}
.section-head.center{margin-inline:auto}
h2.h{font-size:clamp(1.9rem,3.6vw,3rem)}
h3.h{font-size:clamp(1.3rem,2vw,1.7rem)}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:60;
  background:color-mix(in srgb,var(--bg) 86%,transparent);
  backdrop-filter:saturate(1.4) blur(14px);
  border-bottom:1px solid var(--line);}
.nav{display:flex;align-items:center;gap:28px;height:70px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--display);
  font-weight:600;font-size:1.24rem;letter-spacing:-.02em;color:var(--ink);flex:0 0 auto}
.brand:hover{text-decoration:none}
.brand .mark{width:32px;height:32px;border-radius:9px;
  background:linear-gradient(135deg,var(--hero-3),var(--accent-deep));
  display:grid;place-items:center;color:#fff;font-weight:700;font-size:1.05rem;
  box-shadow:var(--shadow-sm);font-family:var(--sans)}
.brand b{color:var(--accent-deep)}
.nav-links{display:flex;gap:6px;margin-left:8px}
.nav-links a{color:var(--ink-2);font-weight:500;font-size:.95rem;
  padding:8px 12px;border-radius:9px;transition:background .15s,color .15s}
.nav-links a:hover{background:var(--surface-2);color:var(--ink);text-decoration:none}
.nav-spacer{flex:1}
.nav-cta{flex:0 0 auto}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;
  width:42px;height:42px;color:var(--ink);cursor:pointer}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--sans);
  font-weight:600;font-size:1rem;line-height:1;cursor:pointer;
  padding:15px 24px;border-radius:12px;border:1px solid transparent;
  transition:transform .14s ease,box-shadow .14s ease,background .14s;white-space:normal;text-align:center}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 6px 18px var(--accent-ring)}
.btn-primary:hover{background:var(--accent-deep);box-shadow:0 10px 26px var(--accent-ring)}
.btn-ghost{background:var(--surface);color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent-deep)}
.btn-light{background:rgba(255,255,255,.14);color:#fff;border-color:rgba(255,255,255,.28)}
.btn-light:hover{background:rgba(255,255,255,.22)}
.btn-white{background:#fff;color:var(--accent-press)}
.btn-sm{padding:10px 16px;font-size:.9rem;border-radius:10px}
.btn .ar{transition:transform .16s}
.btn:hover .ar{transform:translateX(3px)}

/* ---------- hero ---------- */
.hero{position:relative;color:#fff;overflow:hidden;
  background:radial-gradient(120% 120% at 82% 12%,var(--hero-3) 0%,var(--hero-2) 42%,var(--hero-1) 100%)}
.hero::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(60% 50% at 90% 0%,rgba(216,170,85,.20),transparent 60%),
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='40'%3E%3Ccircle cx='2' cy='2' r='1' fill='%23ffffff' opacity='.05'/%3E%3C/svg%3E");}
.hero .wrap{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,5vw,72px);
  align-items:center;padding-block:clamp(56px,8vw,112px)}
.hero h1{font-size:clamp(2.6rem,5.4vw,4.6rem);font-weight:600;color:#fff;
  letter-spacing:-.025em;margin-bottom:.34em}
.hero h1 em{font-style:italic;color:#F0D9A6}
.hero-sub{font-size:clamp(1.08rem,1.7vw,1.34rem);color:rgba(255,255,255,.82);
  max-width:44ch;margin-bottom:1.7em;line-height:1.5}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:2em}
.hero-trust{display:flex;gap:22px;flex-wrap:wrap;align-items:center;
  color:rgba(255,255,255,.72);font-size:.9rem}
.hero-trust span{display:inline-flex;align-items:center;gap:8px}
.hero-trust svg{color:#8FE3BE;flex:0 0 auto}

/* hero visual: stacked account cards */
.hero-visual{position:relative;min-height:340px}
.hcard{position:absolute;border-radius:16px;padding:20px 22px;width:min(340px,80%);
  background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.22);
  backdrop-filter:blur(6px);box-shadow:var(--shadow-lg);color:#fff}
.hcard .row{display:flex;justify-content:space-between;align-items:center;gap:10px}
.hcard .store{font-weight:600;font-size:1.05rem}
.hcard .lim{font-family:var(--display);font-size:1.5rem;margin-top:14px;letter-spacing:-.01em}
.hcard .cap{font-size:.78rem;color:rgba(255,255,255,.66);margin-top:2px}
.hcard .ease{font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;
  padding:4px 9px;border-radius:20px;background:rgba(143,227,190,.22);color:#B8F0D6}
.hcard-1{top:8%;left:2%;transform:rotate(-5deg);z-index:3}
.hcard-2{top:34%;right:0;transform:rotate(4deg);z-index:2;background:rgba(255,255,255,.16)}
.hcard-3{bottom:2%;left:16%;transform:rotate(-1.5deg);z-index:1;background:rgba(255,255,255,.07)}

/* ---------- stat strip ---------- */
.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;
  background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.stat{background:var(--surface);padding:26px 24px}
.stat .n{font-family:var(--display);font-size:clamp(1.7rem,2.6vw,2.4rem);color:var(--accent-deep);letter-spacing:-.02em}
.stat .l{color:var(--muted);font-size:.92rem;margin-top:2px}

/* ---------- brand grid ---------- */
.brand-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px}
.bcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;display:flex;flex-direction:column;gap:14px;
  transition:transform .16s,box-shadow .16s,border-color .16s;position:relative;overflow:hidden}
.bcard:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--accent);text-decoration:none}
.bcard .logo{width:52px;height:52px;border-radius:13px;display:grid;place-items:center;
  color:#fff;font-weight:700;font-size:1.2rem;font-family:var(--sans);flex:0 0 auto;box-shadow:var(--shadow-sm)}
.bcard .bname{font-family:var(--display);font-size:1.28rem;color:var(--ink);font-weight:600}
.bcard .bmeta{color:var(--muted);font-size:.9rem;margin-top:-4px}
.bcard dl{display:flex;gap:20px;margin:2px 0 0}
.bcard dt{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;color:var(--faint)}
.bcard dd{margin:2px 0 0;font-weight:600;color:var(--ink);font-size:1rem}
.bcard .go{margin-top:auto;color:var(--accent-deep);font-weight:600;font-size:.94rem;
  display:inline-flex;align-items:center;gap:6px}

/* ease meter */
.ease-meter{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:600}
.ease-dots{display:inline-flex;gap:3px}
.ease-dots i{width:8px;height:8px;border-radius:50%;background:var(--line);display:inline-block}
.ease-easy .ease-dots i:nth-child(-n+3){background:var(--good)}
.ease-med  .ease-dots i:nth-child(-n+2){background:var(--warn)}
.ease-hard .ease-dots i:nth-child(-n+1){background:var(--hard)}
.ease-easy{color:var(--good)}.ease-med{color:var(--warn)}.ease-hard{color:var(--hard)}

/* ---------- comparison table ---------- */
.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);
  background:var(--surface);box-shadow:var(--shadow-sm);-webkit-overflow-scrolling:touch}
table.cmp{width:100%;border-collapse:collapse;min-width:820px;font-size:.96rem}
table.cmp thead th{position:sticky;top:0;background:var(--surface-2);text-align:left;
  font-family:var(--sans);font-weight:600;color:var(--muted);font-size:.78rem;
  letter-spacing:.05em;text-transform:uppercase;padding:16px 18px;border-bottom:1px solid var(--line);white-space:nowrap}
table.cmp td{padding:16px 18px;border-bottom:1px solid var(--line-2);vertical-align:middle}
table.cmp tbody tr:last-child td{border-bottom:none}
table.cmp tbody tr:hover{background:var(--surface-2)}
table.cmp .store-cell{display:flex;align-items:center;gap:12px;font-weight:600;color:var(--ink)}
table.cmp .logo-sm{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;
  color:#fff;font-weight:700;font-size:.9rem;flex:0 0 auto}
table.cmp .num{font-variant-numeric:tabular-nums;font-weight:600}
table.cmp .sub{display:block;color:var(--faint);font-weight:400;font-size:.82rem}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;counter-reset:s}
.step{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;position:relative}
.step::before{counter-increment:s;content:counter(s);font-family:var(--display);
  font-size:1.1rem;font-weight:600;color:#fff;background:var(--accent);
  width:38px;height:38px;border-radius:11px;display:grid;place-items:center;margin-bottom:16px}
.step h3{font-size:1.18rem;margin-bottom:8px;color:var(--ink)}
.step p{color:var(--muted);font-size:.95rem;margin:0}

/* ---------- eligibility cards ---------- */
.elig-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.elig{border-radius:var(--radius);padding:30px 28px;border:1px solid var(--line);
  background:var(--surface);display:flex;flex-direction:column;gap:12px;
  transition:transform .16s,box-shadow .16s}
.elig:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);text-decoration:none}
.elig .ico{width:48px;height:48px;border-radius:13px;display:grid;place-items:center;
  background:var(--accent-soft);color:var(--accent-deep)}
.elig h3{font-size:1.3rem;color:var(--ink)}
.elig p{color:var(--muted);font-size:.96rem;margin:0}
.elig .go{margin-top:6px;font-weight:600;color:var(--accent-deep)}

/* ---------- feature / value rows ---------- */
.feature-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:28px}
.feature{display:flex;flex-direction:column;gap:10px}
.feature .ico{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;
  background:var(--accent-soft);color:var(--accent-deep)}
.feature h3{font-size:1.2rem;color:var(--ink)}
.feature p{color:var(--muted);font-size:.96rem;margin:0}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--hero-1),var(--hero-3));color:#fff;
  border-radius:var(--radius);padding:clamp(38px,5vw,64px);text-align:center;position:relative;overflow:hidden}
.cta-band h2{color:#fff;font-size:clamp(1.8rem,3.2vw,2.7rem);margin-bottom:.4em}
.cta-band p{color:rgba(255,255,255,.85);max-width:52ch;margin:0 auto 1.6em;font-size:1.1rem}

/* ---------- FAQ ---------- */
.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--line);padding:6px 0}
.faq summary{cursor:pointer;list-style:none;padding:18px 44px 18px 4px;position:relative;
  font-family:var(--display);font-size:1.16rem;font-weight:600;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);
  font-family:var(--sans);font-size:1.5rem;color:var(--accent);transition:transform .2s;line-height:1}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq details p{color:var(--muted);padding:0 4px 18px;margin:0;max-width:74ch}

/* ---------- disclaimer / disclosure ---------- */
.disclosure{background:var(--gold-soft);border:1px solid color-mix(in srgb,var(--gold) 30%,var(--line));
  border-radius:var(--radius-sm);padding:16px 20px;font-size:.9rem;color:var(--ink-2);
  display:flex;gap:12px;align-items:flex-start}
.disclosure svg{color:var(--gold);flex:0 0 auto;margin-top:2px}
.disclaimer-fine{color:var(--faint);font-size:.82rem;line-height:1.5;max-width:80ch}

/* ---------- article / prose ---------- */
.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:clamp(32px,4vw,64px);align-items:start}
.prose{max-width:760px;font-size:1.08rem}
.prose h2{font-size:clamp(1.6rem,2.6vw,2.1rem);margin:1.6em 0 .5em}
.prose h3{font-size:1.34rem;margin:1.4em 0 .4em;color:var(--ink)}
.prose p{color:var(--ink-2);margin:0 0 1.1em}
.prose ul,.prose ol{color:var(--ink-2);padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.5em}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink)}
.prose blockquote{border-left:3px solid var(--accent);background:var(--surface-2);
  margin:1.4em 0;padding:14px 22px;border-radius:0 10px 10px 0;color:var(--ink-2)}
.prose .callout{background:var(--accent-soft);border:1px solid color-mix(in srgb,var(--accent) 24%,var(--line));
  border-radius:var(--radius-sm);padding:20px 24px;margin:1.6em 0}
.prose .callout h3{margin:0 0 .4em;color:var(--accent-deep)}
.prose .callout p:last-child{margin:0}

.aside{position:sticky;top:92px;display:flex;flex-direction:column;gap:18px}
.aside .box{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm)}
.aside .box h4{font-family:var(--display);font-size:1.14rem;margin:0 0 12px;color:var(--ink)}
.toc a{display:block;color:var(--muted);font-size:.94rem;padding:6px 0;border-bottom:1px solid var(--line-2)}
.toc a:hover{color:var(--accent-deep);text-decoration:none}
.toc a:last-child{border-bottom:none}

/* fact box (brand hubs) */
.factbox{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.factbox .fhead{padding:20px 24px;background:var(--surface-2);border-bottom:1px solid var(--line);
  display:flex;align-items:center;gap:14px}
.factbox dl{margin:0;padding:8px 24px 18px}
.factbox .frow{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--line-2)}
.factbox .frow:last-child{border-bottom:none}
.factbox dt{color:var(--muted);font-size:.92rem}
.factbox dd{margin:0;font-weight:600;color:var(--ink);text-align:right;font-size:.96rem}

/* page hero (interior) */
.page-hero{background:linear-gradient(160deg,var(--hero-1),var(--hero-2));color:#fff;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;inset:0;
  background:radial-gradient(70% 60% at 85% 10%,rgba(216,170,85,.18),transparent 60%)}
.page-hero .wrap{position:relative;z-index:2;padding-block:clamp(44px,6vw,80px)}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.7);margin-bottom:18px;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{color:rgba(255,255,255,.82)}
.crumbs a:hover{color:#fff}
.page-hero h1{font-size:clamp(2.2rem,4.4vw,3.7rem);font-weight:600;color:#fff;margin-bottom:.3em;max-width:20ch}
.page-hero .ph-sub{color:rgba(255,255,255,.85);font-size:clamp(1.05rem,1.6vw,1.25rem);max-width:60ch}
.page-hero .ph-meta{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:24px;
  background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.22);color:#fff;font-size:.86rem;font-weight:500}

/* generic chips */
.tags{display:flex;gap:8px;flex-wrap:wrap}
.tag{font-size:.78rem;font-weight:600;padding:5px 12px;border-radius:20px;
  background:var(--accent-soft);color:var(--accent-deep)}
.tag.warn{background:var(--gold-soft);color:var(--gold)}

.pro-con{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:1.4em 0}
.pc{border-radius:var(--radius-sm);padding:20px 22px;border:1px solid var(--line)}
.pc.pro{background:var(--accent-soft)}
.pc.con{background:var(--surface-2)}
.pc h4{font-family:var(--display);margin:0 0 10px;font-size:1.1rem;color:var(--ink)}
.pc ul{list-style:none;padding:0;margin:0}
.pc li{display:flex;gap:10px;padding:6px 0;font-size:.95rem;color:var(--ink-2)}
.pc li svg{flex:0 0 auto;margin-top:3px}
.pc.pro li svg{color:var(--good)}
.pc.con li svg{color:var(--hard)}

/* ---------- footer ---------- */
.site-footer{background:#0C1712;color:rgba(255,255,255,.7);padding-block:clamp(48px,6vw,76px) 32px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(5,1fr);gap:28px}
.site-footer .brand{color:#fff;margin-bottom:14px}
.site-footer .brand b{color:#8FE3BE}
.foot-about{max-width:34ch;font-size:.92rem;line-height:1.6}
.site-footer h5{color:#fff;font-family:var(--sans);font-size:.8rem;letter-spacing:.1em;
  text-transform:uppercase;margin:0 0 14px}
.site-footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}
.site-footer a{color:rgba(255,255,255,.68);font-size:.94rem}
.site-footer a:hover{color:#fff}
.foot-bar{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:24px;
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.84rem;color:rgba(255,255,255,.5)}
.foot-bar .fine{max-width:70ch;line-height:1.55}

/* ---------- animation ---------- */
@keyframes rise{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.rise{animation:rise .6s cubic-bezier(.2,.7,.3,1) both}
.rise-2{animation-delay:.08s}.rise-3{animation-delay:.16s}.rise-4{animation-delay:.24s}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-visual{min-height:300px;order:2}
  .article{grid-template-columns:minmax(0,1fr)}
  .aside{position:static;flex-direction:row;flex-wrap:wrap}
  .aside .box{flex:1;min-width:240px}
  .foot-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:760px){
  body{font-size:16px}
  .nav-links,.nav-cta{display:none}
  .menu-btn{display:grid;place-items:center}
  .nav-links.open{display:flex;position:absolute;top:70px;left:0;right:0;flex-direction:column;
    background:var(--bg);border-bottom:1px solid var(--line);padding:12px var(--pad)}
  .nav-links.open a{padding:12px}
  .stat-strip{grid-template-columns:1fr 1fr}
  .pro-con{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .cta-band{padding:32px 22px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .btn:hover,.bcard:hover,.elig:hover{transform:none}
}

/* ---------- brand logo ---------- */
.brand-logo{height:38px;width:auto;display:block}
@media (max-width:760px){.brand-logo{height:30px}}
.site-footer .brand-logo{filter:brightness(0) invert(1);height:40px}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .site-header .brand-logo{filter:brightness(0) invert(1)}}
:root[data-theme="dark"] .site-header .brand-logo{filter:brightness(0) invert(1)}
:root[data-theme="light"] .site-header .brand-logo{filter:none}

/* ---------- ad / banner slots ---------- */
.ad{position:relative;display:flex;flex-direction:column;align-items:center;gap:7px}
.ad-label{font-family:var(--sans);font-size:.62rem;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--faint)}
.ad img{display:block;height:auto;max-width:100%}
.ad .px{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none;left:-10px;top:0}
.ad-band{background:var(--surface-2);border-block:1px solid var(--line);padding-block:22px}
.ad-leader img{width:100%;max-width:970px}
.ad-mpu{margin:26px auto}
.ad-rail img{width:300px;max-width:100%}
.ad-rail.sky img{width:160px}
.only-mobile{display:none}

/* ---------- native promo units (crisp text/CSS ad) ---------- */
.promo{position:relative;display:flex;text-decoration:none;overflow:hidden;color:#fff;
  background:linear-gradient(135deg,#242424 0%,#080808 100%);
  border-radius:12px;box-shadow:var(--shadow-sm);border:1px solid rgba(255,255,255,.07);
  transition:transform .16s ease,box-shadow .16s ease}
.promo:hover{text-decoration:none;transform:translateY(-2px);box-shadow:var(--shadow-md)}
.promo::after{content:"";position:absolute;top:0;bottom:0;left:-60%;width:42%;pointer-events:none;z-index:1;
  background:linear-gradient(105deg,transparent 0%,rgba(255,255,255,.16) 50%,transparent 100%);
  transform:skewX(-18deg);animation:promoShine 5.5s ease-in-out infinite}
@keyframes promoShine{0%,52%{left:-60%}90%,100%{left:135%}}
.promo>*{position:relative;z-index:2}
.promo .rand{color:#fff;font-weight:800;font-size:1.06em;display:inline-block;animation:randPulse 2.6s ease-in-out infinite}
.promo .tw-logo{text-transform:uppercase;letter-spacing:.15em;font-weight:600}
@keyframes randPulse{0%,100%{transform:scale(1)}50%{transform:scale(1.06)}}
.promo .promo-cta{background:#efe6d2;color:#233a40;font-weight:700;border-radius:9px;
  display:inline-flex;align-items:center;gap:6px;white-space:nowrap;font-family:var(--sans)}
.promo:hover .promo-cta{background:#fff}
.promo-bar{align-items:center;gap:16px;padding:13px 18px;max-width:1040px;margin-inline:auto;width:100%}
.promo-bar .promo-txt{display:flex;flex-direction:column;gap:2px;flex:1;min-width:0}
.promo-bar .promo-txt strong{font-family:var(--sans);font-size:1.05rem;line-height:1.15;font-weight:700}
.promo-bar .promo-fine{font-size:.7rem;color:rgba(255,255,255,.58);margin-top:3px;line-height:1.3;font-weight:400}
.promo-bar .promo-cta{padding:10px 16px;font-size:.88rem;flex:0 0 auto}
.promo-box{flex-direction:column;justify-content:center;gap:8px;padding:26px 24px;text-align:left}
.promo-box .promo-eyebrow{font-size:.66rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.62)}
.promo-box .promo-h{font-family:var(--display);font-weight:600;font-size:1.55rem;line-height:1.1;color:#fff}
.promo-box .promo-sub{font-size:1rem;color:rgba(255,255,255,.86)}
.promo-box .promo-cta{align-self:flex-start;padding:11px 18px;font-size:.92rem;margin-top:6px}
.promo-box .promo-fine{font-size:.64rem;color:rgba(255,255,255,.5);line-height:1.42;margin-top:6px}
.ad-rail .promo-box,.ad-mpu .promo-box{width:300px;max-width:100%;margin-inline:auto}

/* ---------- sticky mobile bottom banner (dismissible) ---------- */
.ad-sticky{display:none}
.ad-sticky-x{position:absolute;top:50%;right:9px;transform:translateY(-50%);z-index:3;background:rgba(255,255,255,.16);border:none;color:#fff;width:26px;height:26px;border-radius:50%;font-size:16px;line-height:1;cursor:pointer;display:grid;place-items:center}
@media (max-width:760px){
  .only-desktop{display:none!important}
  .only-mobile{display:flex}
  .ad-mpu.only-mobile{margin:22px auto}
  .ad-band .promo-bar .promo-fine{display:none}
  .ad-sticky{position:fixed;bottom:0;left:0;right:0;z-index:70;display:block;box-shadow:0 -6px 20px rgba(19,34,28,.2)}
  .ad-sticky .promo{border-radius:0;border:none;box-shadow:none;max-width:none;margin:0;width:100%;padding-right:46px}
  .ad-sticky .promo:hover{transform:none}
  .ad-sticky .promo-bar{padding:8px 14px;gap:10px}
  .ad-sticky .promo-brand{display:block;font-size:.56rem;line-height:1;color:rgba(255,255,255,.72);letter-spacing:.2em;margin-bottom:3px}
  .ad-sticky .promo-txt strong{font-size:.9rem;line-height:1.15}
  body:has(.ad-sticky){padding-bottom:76px}
}
@media (max-width:520px){
  .promo-bar{gap:10px;padding:11px 14px}
  .promo-bar .promo-txt strong{font-size:.92rem;line-height:1.2}
  .promo-bar .promo-txt span{font-size:.76rem}
  .promo-bar .promo-cta{padding:9px 12px;font-size:.78rem}
}

/* BNPL comparison table sits inside .prose (760px) — must fit, not scroll/clip */
table.cmp.cmp-bnpl{min-width:0;width:100%;font-size:.9rem}
table.cmp.cmp-bnpl thead th{padding:12px 12px;font-size:.7rem}
table.cmp.cmp-bnpl td{padding:12px 12px;vertical-align:top}
table.cmp.cmp-bnpl td:first-child{font-weight:600;color:var(--ink)}
table.cmp.cmp-bnpl td:last-child{text-align:right;white-space:nowrap}

/* simple reference tables (credit cluster): stay a real table on mobile, no card labels */
table.cmp.cmp-simple{min-width:0;width:100%;font-size:.92rem;table-layout:auto}
table.cmp.cmp-simple thead th{padding:11px 12px;font-size:.68rem}
table.cmp.cmp-simple td{padding:11px 12px;vertical-align:top}
table.cmp.cmp-simple td:first-child{font-weight:600;color:var(--ink)}
table.cmp.cmp-simple .sub{display:block;font-weight:400;color:var(--faint);font-size:.8rem;margin-top:2px}

/* ranked list (easiest-to-get): manual #1/#2 markers — suppress the .step auto-counter */
.steps.rank-list{counter-reset:none}
.steps.rank-list .step::before{content:none;display:none;margin:0}

/* ---------- accepted-store lists (BNPL pages) ---------- */
.store-list{list-style:none;padding:0;margin:0 0 1.1em;display:grid;
  grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:7px 14px}
.store-list li{display:flex;align-items:center;gap:8px;font-size:.94rem;color:var(--ink-2);
  background:var(--surface-2);border:1px solid var(--line-2);border-radius:8px;padding:7px 11px}
.store-list li::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--accent);flex:0 0 auto}
.store-count{font-family:var(--sans);font-size:.8rem;font-weight:600;letter-spacing:.06em;
  text-transform:uppercase;color:var(--accent-deep);display:block;margin-bottom:10px}
.truth-box{background:var(--gold-soft);border:1px solid color-mix(in srgb,var(--gold) 34%,var(--line));
  border-radius:var(--radius-sm);padding:20px 24px;margin:1.6em 0}
.truth-box h3{margin:0 0 .5em;color:var(--gold);font-size:1.2rem}
.truth-box ul{margin:0;padding-left:1.2em}
.truth-box li{color:var(--ink-2);margin-bottom:.45em}
.truth-box li::marker{color:var(--gold)}
.truth-box p:last-child,.truth-box ul:last-child{margin-bottom:0}

/* ---------- comparison table → stacked cards on mobile (no horizontal scroll) ---------- */
@media (max-width:820px){
  .table-scroll{overflow:visible;border:none;border-radius:0;box-shadow:none;background:transparent}
  table.cmp{min-width:0;width:100%;font-size:.9rem}
  table.cmp thead{display:none}
  table.cmp tbody,table.cmp tr,table.cmp td{display:block}
  table.cmp tr{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:9px 14px 10px;margin-bottom:9px;box-shadow:var(--shadow-sm)}
  table.cmp tbody tr:hover{background:var(--surface)}
  table.cmp td{border:none;padding:3px 0}
  table.cmp td:first-child{padding:1px 74px 7px 0;margin-bottom:2px;border-bottom:1px solid var(--line-2)}
  table.cmp .store-cell{font-size:1rem;gap:9px}
  table.cmp .store-cell .logo-sm{width:28px;height:28px;border-radius:8px;font-size:.78rem}
  table.cmp td:not(:first-child):not(:last-child){display:flex;justify-content:space-between;align-items:baseline;gap:14px;font-size:.86rem;line-height:1.3}
  table.cmp td:not(:first-child):not(:last-child)::before{color:var(--muted);font-weight:600;font-size:.8rem;flex:0 0 auto}
  table.cmp td:nth-child(2)::before{content:"Credit provider"}
  table.cmp td:nth-child(3)::before{content:"Interest-free"}
  table.cmp td:nth-child(4)::before{content:"Ease to get"}
  table.cmp.cmp-bnpl td:nth-child(2)::before{content:"How it works"}
  table.cmp.cmp-bnpl td:nth-child(3)::before{content:"Interest"}
  table.cmp.cmp-bnpl td:nth-child(4)::before{content:"Credit check"}
  /* BNPL values are long sentences — stack label above value so rows line up */
  table.cmp.cmp-bnpl td:not(:first-child):not(:last-child){display:block;padding:5px 0}
  table.cmp.cmp-bnpl td:not(:first-child):not(:last-child)::before{display:block;margin-bottom:1px}
  table.cmp.cmp-bnpl td:first-child{padding-right:0}
  table.cmp.cmp-bnpl td:last-child{position:static;text-align:left;padding-top:10px}
  table.cmp.cmp-bnpl td:last-child .btn{width:100%;justify-content:center}

  /* cmp-simple: opt OUT of the card treatment — keep a genuine table */
  .table-scroll:has(.cmp-simple){overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:var(--surface);box-shadow:var(--shadow-sm)}
  table.cmp.cmp-simple{display:table;font-size:.82rem}
  table.cmp.cmp-simple thead{display:table-header-group}
  table.cmp.cmp-simple tbody{display:table-row-group}
  table.cmp.cmp-simple tr{display:table-row;background:transparent;border:0;border-radius:0;padding:0;margin:0;box-shadow:none;position:static}
  table.cmp.cmp-simple th,table.cmp.cmp-simple td{display:table-cell;padding:9px 10px;border:0;border-bottom:1px solid var(--line-2)}
  table.cmp.cmp-simple td::before{content:none!important;display:none!important}
  table.cmp.cmp-simple td:first-child{padding:9px 10px;margin:0}
  table.cmp.cmp-simple td:last-child{position:static;text-align:left}
  table.cmp td:last-child{position:absolute;top:8px;right:13px;padding:0}
  table.cmp td:last-child .btn{width:auto;padding:6px 13px;font-size:.8rem}
}